Week 54

Unreliable mortgage broker - just disappears and becomes I contactable - I missed an appointment with the bank because he didn't turn up or answer/return his calls.

The bank agreed to lend me the extra money but due to the high risk they will lend to me at 5% interest rate, and I have to switch my bank to Commerzbank, and I have to take out a life insurance policy.

Week 53

Still waiting for the bank.

Week 52

Just waiting to hear if the bank will lend me the extra money needed. If so, then it is all systems go... again.

In the meantime I have terminated the Windows part of the contract with the builder and contracted a new company to start work on that on Monday. They will also order the missing windows which should arrive in week 30 (w/c 23 July).

Week 51

It's actually exactly 12 months to the day when I agreed a contract (with the most incompetent builder in the world) to build my house to be ready to move in by November 15 2011. Sigh.

Week 50

All the offers from the new contractors are in.

To finish the project I will need to grovel to the bank and see if they will lend me in the region of 75k-100k extra.

If so then I hope to sign all contracts next week and terminate my existing GU. If not I will have to see if I can continue working with him - but the trust is gone from my side.

In parallel there will probably be a lengthy process of claims and counter-claims ... he has cost me 50k in extra costs (rent,fees,etc) and the cost to conclude on top. He thinks he has done more work than he has been paid for.

What a nightmare.